Navigating the complexities of Medicare and selecting the most suitable coverage options can be a daunting task, as what works for one person may not be the best fit for another. Given the unique circumstances of each individual, it is crucial to choose a Medicare insurance agent who is knowledgeable about all the available options and can guide you through the process.
When selecting a Medicare insurance agent, here are the top three questions to ask:

1. Are you properly licensed? Each state’s Department of Insurance is responsible for licensing insurance agents. To verify an agent’s license status, you can check the state insurance department’s website.

2. Which insurance companies are you certified to represent? Medicare agents must complete an annual Medicare certification course for each insurance company they wish to sell Medicare Advantage and Part-D drug plans. While certifications are not mandatory for selling Medicare Supplement policies, many carriers require agents to complete product-specific training.

3. What percentage of your clientele is Medicare-related? It is essential to work with an expert who specializes in Medicare rather than someone who only occasionally deals with it.